Is insurance a must for everybody to have?

"I'm studying insurance choices for my baby. The infant will undoubtedly be born in few weeks. I understand after he is born that the child is likely to be covered 30-days. This can be my concern. Should I find someone plan for the child or can I add my insurance and the child? Used to do not really learn one can add the baby to an existing insurance. I'm just trying to find the very best option. Basically have to have a person plan for the infantAuto Insurance went up once I eliminated a vehicle?
Several issues on vehicles and insurance UK JUST?
Found myself in a car accident! ): Will my  insurance  go up?
Just how much does PIP insurance charge in ohio florida?
"Did not desire to restore the car insurance"Im going to turn 17 as well as the car i have is 2000 gran prix with all the 3.8L V6. I live-in the city and my grade average is 89% and have commit of experience operating. Identity also just be operating to college and work about 15k per year